Terms and Conditions


This Platform’s Terms and Conditions of Use (“Terms”) contained herein on this webpage is a legal agreement between you, as a Customer of Duplo Limited (“Duplo” “we”, “our” or “us”). These Terms shall govern your access to and use of our Services which include the use of our APIs, web platform or apps (“the Platform”) and other related products and services of our connected partners (collectively referred to as the “Services”).

These Terms apply in full force and effect to your use of the Services and by using any of the Services, you expressly accept all terms and conditions contained herein in full and without limitation or qualification, including our Privacy Policy and the Integration Agreement. We oblige you to therefore thoroughly read these Terms carefully before agreeing to be bound by it. You must not use any of the Services, if you have any objection to any of these Terms.


By signing on to use our Services, you are warranting that you are not a person barred from receiving services under the laws of the applicable jurisdiction. If you are accepting these Terms and using the Services on behalf of a company, business, or organization, you represent and warrant that you are authorized to do so.

Age Restriction

Our Services are directed to people from the ages of 18 and above. You are only permitted to use the Services if you are aged 18 or older. We do not knowingly engage people younger than the age of 18. If as a parent or guardian, you become aware that your child or ward child has provided us with any information without your consent, please contact us through the details provided in these Terms.

Acceptable Use

By agreeing to these Terms, you agree to comply with our underlisted acceptable use.

You may use our site only for lawful purposes. You shall not use our site:

  • In any way that breaches any applicable local, national, or international law or regulation.
  • In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect.
  • For the purpose of harming or attempting to harm minors in any way.
  • To bully, insult, intimidate, or humiliate any person.
  • To send, knowingly receive, upload, download, use, or re-use any material which does not comply with our content standards.
  • To violate any rule or regulation of Visa, MasterCard, Verve, or any other electronic funds transfer network (each, a “Card Network”);
  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam).
  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

You also agree:

  • Not to reproduce, duplicate, copy, or re-sell any part of our site in contravention of the provisions of our terms of website use.
  • Not to access without authority, interfere with, damage, or disrupt: 
    any part of our site, any equipment or network on which our site is stored; or 
    any software used in the provision of our site.

Certain Business Categories

You may not use our Services in connection with any product, service, transaction or activity that:

  • Not to reproduce, duplicate, copy or re-sell any part of our site in contravention of the provisions of our terms of website use.

Relates to transactions that:

  • Show the personal information of third parties in violation of the applicable law;
  • Support pyramid or ponzi schemes, matrix programs, other “get rich quick” schemes, or certain multi-level marketing programs;
  • Are associated with purchases of annuities or lay-away systems, off-shore banking, or transactions to finance or refinance debts funded by a credit card;
  • Pertain to ammunitions and arms; and involve gambling.

Relates to products and services such as:

  • Banned narcotics, steroids, certain controlled substances, or other products that present a risk a consumer’s safety;
  • Blood, bodily fluids, or body parts;
  • Burglary tools;
  • Counterfeit items;
  • Illegal drugs and drug paraphernalia;
  • Fireworks, destructive devices and explosives;
  • Identity documents, government documents, personal financial records, or personal information (in any form, including mailing lists);
  • Offensive material or hate speech or items that promote hate, violence, racial intolerance, or the financial exploitation of a crime;
  • Police badges or uniforms;
  • Prohibited chemicals;
  • Recalled items;
  • Prohibited services;
  • Unlicensed financial services, stocks, or other securities;
  • Stolen property;
  • Items that infringe or violate any copyright, trademark, right of publicity or privacy, or any other proprietary right under the laws of any jurisdiction;
  • Sales of currency without BDC license, certain cryptocurrency operators;
  • Obscene material or pornography;
  • Certain sexually oriented materials or services;
  • Certain firearms, firearm parts or accessories, ammunition, weapons or knives; or
  • Any product or service that is illegal, marketed, or sold in such a way as to create liability to us.

Access to the Site

You are responsible for providing all hardware, software, telephone or other communications equipment and/or service to connect to the internet and access our site. You are responsible for all Internet access charges, telephone charges or other fees or charges incurred in connecting to the Internet and accessing our site.

Interactive Services

Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).

We will do our best to assess any possible risks for users from third parties when they use any interactive service provided on our site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by you in contravention of our content standards, whether the service is moderated or not.

Where we moderate on an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.

Warranty Disclaimer

We try to keep our platform and services available at all times, bug-free and safe. however, you use it at your own risk.

We provide the platform and the content “as is” with no warranty, express or implied, of any kind (including any implied warranty or condition of merchantability, fitness for a particular purpose, availability, security, title, and non-infringement of intellectual property rights). Without limiting the generality of the foregoing, we make no warranty that our platform, products and services will meet your requirements or that our platform will be 100% fraud or fail proof, remain free from any interruption, bugs, inaccuracies, and error free. your use of our services are at your own risk and you alone will be responsible for any damage that results in loss of data or damage to your computer system. no advice or information, whether oral or written obtained by you from our platform or our services will create any warranty or condition not expressly stated.

Duplo warrants that it shall use its best endeavours to ensure that the service operates optimally at all times in accordance with best industry standards and practices.

Intellectual Property

Unless otherwise stated, we and/or our licensors own the intellectual property rights and materials of our Platform subject to the license below. All text, formatting (including without limitation the arrangement of materials on our Platform and the graphics, animation, tools, commercials, music, video, articles, sound, copy, trade names, logos and other materials and information on the Platform are subject to our and/or our licensors and licensee’s intellectual property rights (collectively the “Content”). We do not grant you any right, license, title or interest to any of our intellectual Property rights which you may or may not have access to.

These Content may not be copied, reverse engineered, decompiled, disassembled, modified or reposted to other Platforms. Nothing on our Platform should be construed as granting by implication or otherwise, any license or right to use any trademark displayed on our Platform without our express and written permission or that of such third party that may own the trademark. You agree to take such actions including executing any and all documents that may be needed to further affirm our intellectual property rights.

License to Use Our Services

We grant you a non-assignable, non-exclusive and revocable license to use the software provided as part of our Services in the manner permitted by these Terms. This license grant includes all updates, upgrades, new versions and replacement software for you to use in connection with our Services.

The Services are protected by copyright, trademark, and other laws of both Nigeria and foreign countries. Nothing in these Terms gives you a right to use our name or any of our trademarks, logos, domain names, and other distinctive brand features. All rights, title and interest in and to the Services are and will remain our and/or licensors’ exclusive property. You also agree not to alter, re-design, reproduce, adapt, display, distribute, translate, disassemble, reverse engineer, or otherwise attempt to create any source code that is derived from our software.


You hereby indemnify us and undertake to keep us, our staff and affiliates indemnified against any losses, damages, costs, liabilities and expenses (including without limitation reasonable legal fees and expenses) arising out of any breach by you of any provision of these Terms, or arising out of any claim that you have breached any provision of these Terms.

You hereby undertake to indemnify and hold us harmless from and against any claim, suit or proceedings brought against us arising from or in connection with violations of Intellectual Property or other rights of third parties in relation to your use of the Services.

Breach of Terms

Without prejudice to other rights accruable to us under these Terms, any breach of these Terms will warrant our institution of such measures that we deem appropriate to deal with the breach, which may include but shall not be limited to the following actions:

  • Suspending or prohibiting your access to and/or use of the Platform and Services
  • Blocking computers using your IP address from accessing our Services
  • Contacting your internet service provider to request that they block your access to our Service
  • Issuance of a warning to you.
  • Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.
  • Further legal action against you.
  • Disclosure of such information to law enforcement authorities as we reasonably feel is necessary or as required by law.
  • We exclude our liability for all action we may take in response to breaches of these terms. The actions we may take are not limited to those described above, and we may take any other action we reasonably deem appropriate.

Updates, Modifications, and Amendments

We reserve the right to update, modify, change or revise these Terms from time to time. The changes will not be retroactive, and the most current version of the Terms which will always be on this page will continue to govern our relationship with you. We advise that you check this page often, referring to the date of the last modification on the page. We will also try to notify you of any material changes which could be done via email associated with your account or service notification. By continuing to use our Services after the changes become effective, you agree to be bound by the revised Terms.

Governing Law

The laws of the Federal Republic of Nigeria govern these terms and the subject matter of any aspect of your relationship with us. These laws govern without regard to any conflicts of international laws or cross-border domestic laws/statutes that would otherwise apply the substantive law of another jurisdiction.

Dispute Resolution

We shall endeavor to use good faith and strive to settle all disputes amicably. Any dispute arising out of these Terms which cannot be settled, by mutual agreement/negotiation within 30 days shall be referred to the exclusive jurisdiction of the Nigerian Courts.


If any portion of these Terms is held by any Court or Tribunal to be invalid or unenforceable, either in whole or in part, then that part shall be severed from these Terms and shall not affect the validity or enforceability of any other part in these Terms. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.

Contact Us

If you have any complaints, feedback and/or questions about us, our Services and/or these Terms, you may contact us at hello@tryduplo.com.

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