The financial operating system for African businesses
Move money globally, hold funds securely, and automate financial operations, all from one unified platform built for scale.
I’m here to…
A fully integrated suite of financial products
Duplo centralizes payments, reconciliation, expense management, and financial reporting into one integrated platform, helping businesses automate workflows and maintain full visibility over their financial operations.
Expense management
Control, track, and optimize your expenditures in real-time. Duplo gives you automated spend tracking, instant approvals, and clear insights that help your business manage costs and prevent budget leaks.
Global payments
Make and collect local and international payments on one dashboard with fast transfers, multi-currency support, and automated tracking.
Global accounts
Open multi-currency accounts, enjoy real mid-market FX rates, and pay low fees – all in one platform.
E-invoicing
Issue & manage FIRS-compliant e-invoices without building complex integrations or slowing down operations.
Built on security.
Driven by compliance.
Duplo meets the highest international security standards and holds licenses that allow us to operate securely across multiple markets.
PSSP License (CBN)
NDPR Compliant
ISO 27001 & 22301
PCI DSS Compliant
Achieve greater control, visibility, and efficiency across your business financial operations
Duplo equips finance teams with tools to make seamless local and cross-border payments, manage spend, generate insights, and meet regulatory requirements at scale.
Approval workflows
Streamline & accelerate approvals
Tax management
Generate taxes & tax reports
Bulk payments
Pay hundreds at once
Direct debit
Pay from your bank accounts
Auto reconciliation
Sync your finance data in real time
Reports & Analytics
Access real-time spend insights
Reimbursements
Manage expense claims seamlessly
Integrations
Integrate your ERP to make and sync payments
Instant FX Swap
Swap currencies in real time
Multi-currency wallets
One wallet for all your currencies
Collections
Receive payments from customers globally
E-invoicing
Generate invoices that meet FIRS standard
Full visibility of your expenses, all in one place
Submit
Create expense accounts for different departments. Easily mark expenses as reimbursements for quick claims.
Set Budgets
Set budgets for categories or teams. Stay on track & avoid overspending with clear spending allocations and expense policies.
Approve
Ditch the manual approval process. Set up custom approval workflows for your teams and departments.
Track
View the transaction history for each expense account to easliy trace the flow of funds and stay on top of your cash flow.
Power your platform with Duplo APIs
Build smarter, faster, and more secure payment solutions with Duplo APIs. From virtual accounts and payouts to FX conversions, approvals, and reporting, our APIs let you seamlessly and securely integrate end-to-end financial operations into your product.
Why businesses choose Duplo for B2B payments
Faster settlement
We optimize for T+0 settlement depending on the corridor. No more 7-day waits or payment limbo.
Full visibility & audit trails
Track payment status, access real-time reconciliation data, and export compliant records with a click.
API-first architecture
Build Duplo into your platform or back-office tooling with a modern, well-documented API.
Enterprise-grade security
Fully encrypted, licensed, and compliant across all supported corridors.
Check real-time exchange rates
Get up-to-date exchange rates for global and African currencies, and move your money seamlessly across borders. With Duplo, your business can send and receive payments in 80+ currencies across 160+ countries.
Join the league of winning business using Duplo
Our mission is to ensure that African business can transact easily with one another and globally. We are doing this one business at a time. Join us!
For me, Duplo means simplified efforts! We had a long list of processes and procedures for making payouts to our beneficiaries but with Duplo, where you are, anywhere you are, you can do that with little effort. Duplo has been a very big plus to us.
The first thing that stood out to me was finally being able to create an approval process for expenses, it really lightened the load for me. Plus, having different expense accounts have made our accounting process very seamless, no more going through bank statements line by line. Duplo is like our personal accountant!
Duplo has been a gamechanger for our business. Our expenses now go through the right approval chain, reports are cleaner, and quarterly audits are now easier to put together.
Duplo has completely transformed the way I manage expenses across my region. I now have full visibility into how much is spent per store and can quickly identify which items consume the largest share of funds. The transparency and speed it brings to expense management are truly brilliant.
My experience with Duplo has been pretty good to be honest. My expense management and business payments have been optimised ever since I started using Duplo Spend, and I sincerely look forward to a sustained relationship across board.
Ready to streamline
your financial operations?
Sign up or book a free demo to explore how Duplo supports enterprise businesses with reliable payments, stronger financial controls, and compliant operations across borders.










